Mortgage rates fell to their lowest level in two years amid the much-anticipated cut in Fed interest rates last week, leading to a marked decline in housing payments.
“The median U.S. housing payment was $2,534 during the four weeks ending September 15, down 2.7 percent from a year earlier—the biggest decline since May 2020,” said a Sept. 19 report from Redfin real estate brokerage.
According to Freddie Mac, the 30-year mortgage rate registered at 6.09 percent for the week ending Sept. 19. The last time mortgage rates fell below the current level was in September 2022.
Although the number of mortgage applications have been picking up, home sales are yet to register a significant recovery, partly due to buyer indecision and the political climate.
“Buyers are holding their breath, watching interest rates. There’s pent-up energy, with people waiting for the right moment to buy a home—and it’s feeling like the dam is going to break soon,” said Kristin Sanchez, a Redfin premier agent. “Once things are more settled and people know where mortgage rates are going to land and who is going to be president, the market is going to get busier. I think winter will be busier than summer, which is the opposite of a usual year.” […]
— Read More: www.theepochtimes.com
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